As we age, it can become more difficult to find travel insurance that covers our needs. This is especially true for those over 90, who may have pre-existing medical conditions or other factors that make them more of a risk to insurers.
However, there are still a number of travel insurance providers who offer cover for over 90s. In this blog post, I will discuss some of the key factors to consider when choosing travel insurance for over 90s in the UK.
What to Consider When Choosing Travel Insurance for Over 90s
When choosing travel insurance for over 90s, there are a number of factors to consider, including:
- Your age and health: As mentioned earlier, insurers will take your age and health into account when pricing your travel insurance. If you have any pre-existing medical conditions, you will need to make sure that your policy covers these.
- Your destination: The destination you are travelling to will also affect the cost of your travel insurance. For example, travel insurance for trips to certain countries, such as the USA, can be more expensive than for trips to other countries.
- The type of cover you need: The type of cover you need will also affect the cost of your travel insurance. For example, if you are travelling to a remote location, you may need to take out a policy that covers you for emergency medical evacuation.
How to Get the Best Deal on Travel Insurance for Over 90s
There are a number of ways to get the best deal on travel insurance for over 90s. Here are a few tips:
- Compare quotes from different providers: There are a number of travel insurance comparison websites that can help you compare quotes from different providers. This is a great way to find the best deal for your needs.
- Look for policies that offer discounts for over 90s: Some providers offer discounts for over 90s, so it is worth checking if you are eligible for any discounts.
- Consider taking out annual travel insurance: Annual travel insurance can be a good option if you travel frequently. This is because you will only need to pay one premium for the whole year, rather than paying a premium for each trip.
Conclusion
Travel insurance is important for everyone, but it can be especially important for over 90s. By considering the factors mentioned in this blog post, you can find a travel insurance policy that meets your needs and budget.
Here are some additional tips for getting the best travel insurance for over 90s in the UK:
- Start your search early: The earlier you start your search, the more likely you are to find a good deal.
- Be clear about your needs: Make sure you know what type of cover you need before you start shopping around.
- Read the fine print: Don’t just look at the premium. Make sure you understand the terms and conditions of the policy before you buy it.
I hope this blog post has been helpful. If you have any questions, please feel free to leave a comment below.